Insurance and Billing
River Drive Surgery & Laser Center accepts most major insurances. As a courtesy to you, we will bill your insurance carrier for you; however, we cannot tell you what your policy will cover. Since your insurance policy and coverage is between you and your carrier, we urge you to contact them prior to your procedure. You will be responsible for any co-pays and/or deductibles. We accept cash, check or credit card.
You will receive an easy to understand, all-inclusive bill for the services provided at River Drive Surgery & Laser Center. You can also expect a bill from your surgeon and anesthesiologist.
The Cost of Your Procedure
Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.
You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients). Many health insurance websites also provide information on where to find in-network services.
A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan.
A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.
Health insurance is an agreement between you and an insurance company of your choosing.
Insurance Plans We Accept
Our surgery center is dedicated to providing consumers with as much information as possible regarding potential healthcare costs. Accordingly, we have listed information on the insurers and providers the center participates in.
It is important you contact your insurance company prior to receiving services or care. Each plan is different and some provide different levels of coverage that could make a difference in your out-of-pocket costs.
- AETNA MEDICARE
- AETNA BETTER HEALTH
- ALICARE (BCBS) Usually No ASC Benefits
- APWU/MULTIPLAN NETW.
- BANKERS LIFE AND CASUALTY
- BENESIGHT/CHECK WHICH
- BEECH STREET
- CHOICECARE NETWORK
- COMMISSION OF THE BLIND
- EMPIRE Blue Cross & Blue Shield
- EMPIRE HEALTH CHOICE
- FIRST HEALTH
- GHI (Split Plan BCBS)
- HEALTH CARE PAYERS COL
- HEALTH CHOICE
- HEALTHFIRST NJ
- HEALTHNET / PHS
- Horizon BC/BS out of State
- Horizon HealthCare Administrators
- HORIZON BC/BS
- “HORIZON MEDICARE ———————-
- HMO & POS————————————“
- HORIZON NJ HEALTH (horizon mercy)
- LOCAL UNION’S
- MASTERCARE / PPONEXT 10/1/99
- MEDICAID (NJ)
- ONE HEATH PLAN GREAT WEST, NEW ENGLAND FINANCIAL & AH&L
- PREFERRED CARE (phcs)
- RR MEDICARE
- TRICARE (nonpar)
- UNITED HEALTHCARE
- UNIVERSITY HEALTHPLAN now Amerigroup
- US FAMILY HEALTH CARE (nonpar)
- WELL CHOICE
This list may not be comprehensive. For example, specialty insurers such as workers’ compensation and personal injury protection (“PIP”) are not included because there are a number of different types of insurance products and we may not participate in all of them. If you do not see your plan listed on our website, we strongly recommend that you contact us or your health insurance plan to confirm whether your plan is in-network or out-of-network.
In addition, the physicians who provide care within our center might not participate in the same insurance plans as the ASC. You should check with the physician who is arranging your healthcare services to see which insurance plans the physician participates in. You should also know that these healthcare professional(s)’ costs are not included in the facility’s charges. They will bill separately.
Other Care Providers
We work with other providers as part of your care. In addition to a bill from the facility and the physician, you may receive a bill from another provider, depending on the nature of your procedure.
Hospital Transfer Agreement
Hackensack University Medical Center
30 Prospect Ave.
Hackensack, NJ 07601
Anesthesia Consultants of Essex
P.O Box 1849
Lewiston, ME 04241
CBL Pathology Lab
760 Westchester Avenue
Rye Brook, NY 10573